Yes, I "owe" but it's not credit card bills because of Christmas shopping.
Nope, what I owe: E-mails and Christmas cards!
Please don't think I've forgotten you, but I just didn't send Christmas cards. If you did receive one, it's either because your last name is in the first part of the alphabet, or you're just lucky, because I did send out about ten of them!
So, to catch up on my correspondence, I intend to send something after January 6th, which is my birthday!
"Authorities say brain cells may shrink, but they don't necessarily die. Frankly, I am cheered by the fact that something is shrinking. I'd be even more thrilled if what was shrinking affected by dress size, but you can't have everything." -- Erma Bombeck